indiana student loan forgivenessindiana student loan forgiveness

Getting updates on Indiana student loan forgiveness programs in Indiana can help residents take advantage of opportunities to reduce or cancel student debt. This guide covers how to sign up for email updates on Indiana student loan forgiveness programs and key deadlines to take action.

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Student loan debt is a growing crisis across the United States. As of 2022, national student loan debt totals $1.75 trillion, with the average borrower owing $30,000 to $40,000 upon graduation. Over 1 million residents in Indiana carry student loan debt averaging $32,681 per borrower.

To address this mounting financial challenge, federal and state programs offer student loan forgiveness to qualifying borrowers. Staying updated on the latest policies and opportunities can position Indiana residents to pursue student debt cancellation.

This guide explains

  • How to sign up for email updates on Indiana student loan forgiveness legislation
  • Key eligibility requirements for state and federal loan forgiveness programs
  • Important deadlines to take action on student debt relief

Equipped with timely updates and program details, Indiana residents can make informed decisions to lighten their student debt load.

How to Sign Up for Indiana Student Loan Forgiveness Email Updates

The Indiana General Assembly periodically considers legislation related to student loan forgiveness for state residents. To receive email notifications about new bills and policies, individuals can subscribe to updates on the General Assembly website.

Here are step-by-step instructions to sign up for Indiana student loan forgiveness email updates:

  1. Navigate to
  2. Click “Subscribe” in the upper right corner
  3. SelectCommittees & Legislation” from the drop down menu
  4. Choose the appropriate committees (e.g.Education, Appropriations)
  5. Enter your email address

You will then receive email updates whenever new legislation about student loan forgiveness is introduced or reaches important stages in the General Assembly.

However, the Indiana Department of Revenue will not provide implementation updates until a forgiveness bill officially becomes law with the governor’s signature. So additional follow up may be required to track the enactment of legislation.

For federal student loan forgiveness updates, borrowers can expect to receive direct email communication if they qualify for relief programs. For example, the Department of Education will notify eligible borrowers about the status of automatic debt cancellation expected to begin after November 14, 2023.

Eligibility Requirements for Indiana Student Loan Forgiveness

While Indiana does not currently offer broad statewide student loan forgiveness, some programs do exist to incentivize graduates to work in certain public service fields or underserved areas.

State Loan Repayment Assistance

The Richard M. Givan Loan Repayment Assistance Program (LRAP) helps alleviate student debt for law school graduates working in civil legal aid. The eligibility requirements include:

  • Graduated from an accredited Indiana law school after December 2014
  • Earn less than $65,000 per year
  • Owe at least $30,000 in student loans
  • Work 35+ hours per week for a civil legal aid organization

The program offers up to $6,000 per year in loan repayment assistance for 3 years. Participants must reapply annually and continue qualifying employment to receive each year’s benefit.

Federal Loan Forgiveness Programs

Indiana residents may also pursue federal student loan forgiveness options like Public Service Loan Forgiveness (PSLF) or Income-Driven Repayment (IDR) plan cancellation.

General eligibility guidelines across plans include:

  • Direct federal student loans (not private loans)
  • Repayment plan enrolled (Income-Contingent, Income-Based, Pay As You Earn, Revised Pay As You Earn)
  • Employed full-time in an eligible public service job
  • 120 qualifying monthly payments made

So meeting requirements takes considerable time and persistence. But federal debt relief can cancel outstanding loan balances after 10, 20, or 25 years of payments.

Key Deadlines for Indiana Student Loan Forgiveness

Taking timely action enables Indiana residents to maximize opportunities for student loan forgiveness. Here are upcoming deadlines related to state and federal debt relief programs.

Federal Automatic Student Loan ForgivenessN/AProcessing expected to begin after Nov 14, 2023
Federal Student Loan Forgiveness ApplicationDecember 31, 2023For up to $10,000 or $20,000 in one-time debt relief
State Student Loan Forgiveness ProposalsVariesSign up for Indiana General Assembly email updates on new legislation

Table 1: Key deadlines for Indiana student loan forgiveness programs

The federal one-time student loan debt relief plan closes at the end of 2023. Borrowers who want to receive cancellation before the payment pause ends should submit applications by mid-November 2022.

Ongoing eligibility for federal and state forgiveness spans years. So starting the qualification process as early as possible can set Indiana residents on the path towards substantial loan cancellation.


With over $32,000 in average student debt, Indiana residents carry a heavy financial burden from the cost of higher education. State and federal forgiveness programs exist to help incentivize and reward public service careers.

Staying updated on the latest loan cancellation policies empowers borrowers to make informed decisions about managing student debt. Signing up for Indiana General Assembly email notifications and monitoring federal student aid communications can help residents spot important opportunities.

Meeting program requirements and application deadlines takes forethought and follow through. But with diligence, Indiana residents can pursue student loan forgiveness to lessen the constraints of their educational debt.

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